Get it today. Don't wait. Every month you delay is another month of interest you didn't have to pay — your plan is ready the moment you are.
🏠
Your Mortgage Freedom Calculator
See what's possible when every dollar works harder for you
Estimated current value of your home
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How much you still owe on your mortgage
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Your current home loan interest rate
%
Your minimum required monthly repayment
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Select your situation. We'll calculate your take-home pay using ATO tax rates.
$
$
Money in savings or offset accounts right now
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How many years left on your current loan term
yrs
Groceries, bills, insurance, subscriptions: everything except your mortgage
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People who see these numbers and take action save an average of $80,000–$150,000 in interest. Enter your details and we'll send you a full copy of your results so you can share them with your partner or revisit them anytime.
We'll SMS you a reminder before your results expire.
🔒 Your details are private. Chris uses this only to personalise your free strategy session. No spam, ever.
Based on Your Numbers, You Could Be Mortgage Free In
--years
Instead of -- years on the standard path
Years Remaining (Standard)
--
minimum repayments only
Years With Smarter Setup
--
your money working for you
Potential Interest Saving
--
based on your numbers
📈 Your Mortgage Balance Over Time
These figures are indicative only. To calculate your actual potential savings and years saved, Chris needs the full picture: every income source, every outgoing, and how your accounts are currently structured. These numbers give you a sense of what's possible. Your session with Chris gives you the real ones.
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You've seen the number. Here's how to actually get there.
Chris built this calculator and the exact formula behind it. For $100 you can get his full system applied to your loan today and start making the changes that cut years off your mortgage.
⚡ Most popular choice
Get Chris's full system applied to your loan today. $100.
Every tip and trick he's spent 40 years learning, packaged into a customised plan and video tutorial delivered straight to your inbox. Start cutting years off your mortgage today, on your own terms.
✓ Instant access✓ Customised to your loan✓ Yours forever
Get to your goals 10+ years quicker. Choose how you want to get there.
Chris has spent 40 years in Australian finance learning what the banks and brokers never tell you. He's packaged everything he knows into two options: sit down with him personally for a complete, tailored conversation about your life and your goals, or get his full system delivered straight to your inbox so you can start today, on your own terms.
💡
A rate rise of 0.5% could cost you $300+ a month more on your mortgage. Chris has spent 40 years learning how to help Australian families protect themselves from exactly that. Whether you sit down with him or use his system yourself, the families who act are the ones who get to their goals years ahead of schedule.
⚡ Instant. Today.
📩
The Bank-Beating Playbook Banks Don't Want You to Have
Thousands of Aussies are quietly cutting 10+ years off their mortgage with a system most Australians don't even know exists. Chris spent 40 years perfecting it — and packaged everything into a done-for-you plan for $100. If you haven't done this yet, you're a decade behind.
$100
One-time payment · Instant access · Yours forever
📈 Clients save an avg. $300,000+ in interest
🕐 Why Every Month You Wait Costs You
On a $550k loan at 6.2%, you're handing your bank $2,842 in interest this month alone. The strategies in this guide show you how to legally keep more of that, starting this week.
✓ The exact offset & redraw strategy that cuts years off any mortgage
✓ How to structure your accounts so every dollar fights your interest daily
✓ The rate negotiation script most Australians never know to use
✓ How to find out if your broker is actually working for you
✓ Step-by-step action plan: week 1, month 1, year 1
✓ Chris's Living Expenses Tracking Calculator included free
🆕 Included Free With Your Guide
Chris's Proprietary Living Expenses Tracking Calculator
Tracks your spending without connecting to any third-party apps. No bank logins required. Yours to keep and use forever.
⭐ What Aussies are saying
★★★★★
“Seeing how many years I could take off my loan was incredible. Chris’s approach showed me exactly how to direct my money. Highly recommend.”
Tim H. Verified client
★★★★★
“They provide the info banks are reluctant to give. How to save hundreds of thousands in interest and shorten your mortgage term. Thanks guys.”
Gary J. Verified client
★★★★★
“Chris created an amazing program that enabled us to break free of our financial constraints and set a safe path to freedom. We could not be happier.”
Hayley & Jon Reid Verified clients
What you get today
Everything Chris has learnt across 40 years in Australian finance, packaged up and applied to your exact loan. Your customised plan, his video tutorial, his calculator. Start cutting years off your mortgage today, on your own terms.
🔒 One-time payment · Your exact numbers delivered to your inbox instantly
🎉
You're in! Check your inbox.
Your full how-to guide and calculator are on their way to your email. Start saving years off your mortgage today.
⭐ Sit Down With Chris Personally
A Complete Strategy Session With Chris Rule Personally
This is expert advice straight from the horse's mouth. Chris sits with you for 1.5 hours and gets into everything: your holidays, your family goals, your income, your debts, your future. He builds a complete picture of your life and shows you exactly how to get to your goals years ahead of schedule, in a way that actually works for your family.
$500
1.5-hour strategy session with Chris personally
📈 Clients save an avg. $300,000+ in interest
✓ 1.5 hours with Chris personally, covering your full picture
✓ Your holidays, your family goals, your lifestyle all factored in
✓ Every tip and trick Chris has learnt in 40 years of Australian finance
✓ Personalised modelling showing your 10, 20, 30 year financial future
✓ Broker review: is yours actually fighting for you?
✓ Guidance on refinancing, rate negotiation and account structure
✓ Curated list of Australia's best brokers if you need one
✓ A complete, personalised roadmap and action plan to take away
🆕 Exclusive Inclusion, With Chris's Compliments
Chris's Proprietary Mortgage Freedom Calculator
Financial companies have tried to buy this. No third-party access. No bank logins. Personalised to your situation and yours to keep forever.
You walk away with
A complete strategy built around your life: your goals, your family, your timeline. Chris applies everything he knows directly to your situation so you leave with a clear, personalised plan to get to where you want to be, years ahead of schedule.
4.9
★★★★★
365 reviews
🔒 Pay nothing today
We'll confirm your booking first and take payment before the call. No lock-ins, no fine print.
⏰ Chris takes a limited number of sessions each week. Spots fill fast.
👤 Who This Is For
It doesn't matter where you are in life. An hour and a half with Chris can change your relationship with your mortgage.
Whether you just bought your first home or you've been grinding away for a decade, Chris's approach works for anyone who's ready to stop being married to their mortgage.
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Young Couples & First Home Buyers
Starting right makes an enormous difference. Learn the setup from day one and the compounding effect over 20+ years is extraordinary.
🏠
Growing Families
Juggling a mortgage with kids, school fees and life costs is tough. Chris shows families how to make every dollar pull its weight.
⏳
Mid-Life Homeowners
Still 15+ years from paying off? There's more you can do than you think. Even changes made today can dramatically shift your timeline.
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Singles & Solo Homeowners
One income, full mortgage. Chris's approach was built for exactly this. Smart structure matters even more when you're going it alone.
The difference: you speak to Chris. The actual person. The expert.
Not a chatbot. Not a form. Not a generic PDF. You sit with someone who has spent 40 years in Australian finance, who looks at your actual numbers, walks you through the strategy step by step, and builds a plan around your real life, including the holidays, the goals and everything that matters to you.
"Chris's no-nonsense approach and debt reduction strategy showed me exactly how to direct my money. Seeing how many years I could take off my loan was an incredible feeling. Highly recommend if you're motivated to get rid of your debts."
Tim H.
Verified client
★★★★★
"They provide the info banks are reluctant to give: how to save tens if not hundreds of thousands in interest and how to shorten the term of your mortgage. Thanks guys."
Sarah M.
Verified client
★★★★★
"Chris created an amazing program that enabled us to break free of our financial constraints and set a safe path to freedom. Honest and transparent no matter how many times our situation changed. We could not be happier."
Hayley & Jon Reid
Verified clients
★★★★★
"Chris is honest, upfront and extremely professional. No hard sell. His main concern is that you are comfortable. The plan has to stack up financially or it will not proceed. Knowledge and finance intelligence second to none. Strongly recommend."
Andrew Hardie
Verified client
Chris Rule
Founder, Mortgage Escape | 40+ Years in Australian Finance
Chris spent decades in banking watching Australian families hand hundreds of thousands of dollars to banks in interest they didn't need to pay. So he built a system and a calculator to help them stop.
The Mortgage Escape approach is built on one core idea: every dollar you put in the right place reduces the interest charged on your loan that day. Most Australians are never taught this. Chris has been teaching Australian families since 1989. He's not stopping.
He built the calculator you see on this page. And when you book a session, he'll walk you through exactly how to apply the strategy to your own situation, at your own pace.
40+ years experience
1,000s of families helped
Est. 1989
⚡ $100 Today. Yours Forever.
40 years of knowledge. Thousands of Aussie families helped. Now available for $100.
Chris wants to help more Australian families reach their goals, and he knows not everyone can sit down with him personally. So he's packaged up everything he knows: every tip, every trick, every strategy he's accumulated across 40 years in the industry, in a way you can use yourself, today, to get to your goals 10+ years quicker and save hundreds of thousands of dollars.
“I want every Australian family to be able to reach their personal and financial goals. Not just the ones who can sit down with me. So I built this system so you can get everything I know: the tips, the tricks, the strategies I’ve spent 40 years learning in the finance industry. All of it, for $100, so you can start today.”
Chris Rule · Founder, Mortgage Escape · 40+ years in Australian finance
What you get for $100 today
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Your Customised Plan
Chris's formula applied to your exact loan. A personalised roadmap to your goals, delivered to your inbox.
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Video Tutorial
Chris walks you through exactly how to put his strategy to work on your mortgage, step by step.
📈
The Mortgage Freedom Calculator
The same proprietary calculator Chris uses in his personal sessions. Yours to keep and use forever.
🏭
Tips and Tricks the Banks Won't Tell You
Every insight Chris has accumulated across 40 years in the industry: the strategies that can get your family to their goals 10+ years ahead of schedule.
★★★★★
4.9 out of 5 based on 365 reviews
Thousands of Australian families helped since 1989
★★★★★
“Chris created an amazing program that enabled us to break free of our financial constraints and set a safe path to freedom. Honest and transparent no matter how many times our situation changed. We could not be happier.”
H
Hayley & Jon Reid
Family of 4, Melbourne
★★★★★
“Chris's no-nonsense approach showed me exactly how to direct my money. Seeing how many years I could take off my loan was an incredible feeling. This is something every Australian family should know.”
T
Tim H.
Verified client, Brisbane
★★★★★
“They give you the info banks are reluctant to share: how to save tens if not hundreds of thousands in interest and take years off your mortgage. Every Australian with a home loan needs this.”
S
Sarah M.
Verified client, Sydney
$100one-time · instant access · yours forever
One-time. Instant access. Everything you need to get to your goals years ahead of schedule.
🔒 Secure checkout · Customised plan + video delivered to your inbox · No recurring charges
Want Chris to cover your full picture personally, including your holidays, your goals and your family's future? Book a personal session for $500 →
Mortgage Escape is not a bank, broker, or licensed financial adviser. The sessions and tools provided by Chris Rule are educational and informational in nature, drawing on 40+ years of experience in Australian finance. They are not personal financial advice under the Corporations Act 2001. We strongly encourage you to consult a licensed financial adviser before making any changes to your mortgage structure. Individual results vary based on personal circumstances.
Chris Rule · 40 years in Australian finance
